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Health & Fitness · Free Calculator

Heart Rate Zone
Calculator

Find your 5 training zones for fat burn, cardio, and peak performance. See your max heart rate, fat-burning zone, and optimal training ranges based on your age.

Your Training Zones
5 heart rate zones personalized to your age
Max HR
190 bpm
Fat Burn
114 - 133
Cardio
133 - 152
Resting HR
70 bpm
Zone Details
ZoneBPM Range% of MaxIntensity
// Health · ShashaTools
Heart Rate Zones
Age 30
1585
// Advanced
Resting Heart Rate 70 bpm
35100
Measure first thing in the morning before getting up.
Formula
Karvonen is most personalized. Gulati is designed for women.
// Results
Max Heart Rate
190
Max HR
190 bpm
Fat Burn Zone
114 - 133 bpm (Zone 2)
Cardio Zone
133 - 152 bpm (Zone 3)
Peak Zone
171 - 190 bpm (Zone 5)
Max HR: 190 bpm. Fat burn: 114-133. Cardio: 133-152
How to Use This Calculator
Find your personal heart rate training zones
Simple Quick Zones
1
Enter your age
Your max heart rate is estimated from your age using the standard formula (220 - age). Simple and effective for most people.
2
Read your 5 zones
Each zone has a specific purpose: recovery, fat burn, cardio, threshold, and maximum. The colored bars show your BPM ranges.
3
Target Zone 2 for fat loss
The green zone (60-70% max) is your fat-burning zone. You should be able to hold a conversation at this intensity.
4
Use Zone 3-4 for fitness
Cardio and threshold zones build cardiovascular fitness and speed. Mix zones for optimal training: 80% Zone 2, 20% Zone 4-5.
💡 80/20 rule: Elite endurance athletes spend 80% of training in Zone 2 and only 20% in high zones. This builds a strong aerobic base while avoiding overtraining.
Advanced Personalize
1
Add resting heart rate
Measure in bed before rising. Average: 60-80 bpm. Athletes: 40-60. This enables the Karvonen formula for more accurate zones.
2
Choose your formula
Standard is simplest. Tanaka is more accurate for older adults. Gulati is designed specifically for women. Karvonen uses resting HR for personalized zones.
3
Understand Karvonen
Karvonen accounts for fitness level. A fit person (low resting HR) gets higher zone ranges than an unfit person of the same age. More personalized results.
4
Train with a monitor
Zone training requires real-time HR feedback. Chest straps are most accurate. Wrist monitors work for general guidance but can be 3-10 bpm off.
💡 Tip: If you cannot hold a conversation during Zone 2 exercise, you are too high. Slow down. Zone 2 should feel easy. If it feels hard, your aerobic base needs work — that is exactly what Zone 2 training fixes.
// Recommended Heart Rate Tools

ℹ️ Affiliate disclosure: Some links are affiliate links.

HR Chest Straps
Most accurate heart rate monitoring for zone training.
Compare →
Garmin Watches
Built-in HR zones with training guidance.
Shop →
Apple Watch
Wrist-based HR monitoring with zone alerts.
Compare →
Polar HR Monitors
Professional-grade heart rate training tools.
Shop →
// Related Calculators
🔥
Calories Burned Calculator
See how exercise intensity affects calorie burn.
📊
TDEE & Macro Calculator
Match nutrition to your training zones.
📏
Body Fat Calculator
Track composition changes from zone training.
⚖️
BMI Calculator
Quick weight classification check.
// Complete Guide — Updated 2026

Heart Rate Zone Training:
The Complete Guide

Heart rate zone training is the most effective way to train with purpose. Instead of guessing whether you are working hard enough (or too hard), you use your heart rate as a real-time intensity gauge. This guide explains the 5 zones, how to calculate them, and how to use them to reach any fitness goal faster.

The Formulas

// Standard Max HR
Max HR = 220 − Age
220 − 30 = 190 bpm max heart rate
// Karvonen (personalized)
Target HR = ((Max HRResting HR) × %) + Resting HR
Zone 2: ((190 − 70) × 60%) + 70 = 142 bpm

Real-World Scenarios

Scenario 1: Fat Loss Focus. Sarah, 35, resting HR 75. Max HR: 185. Fat burn zone (Zone 2): 111-130 bpm. She walks briskly or jogs slowly to stay in Zone 2 for 45 minutes, 5x/week. This burns the highest percentage of calories from fat while being sustainable. Use our Calories Burned Calculator to estimate her weekly burn.

Scenario 2: Marathon Runner. Marcus, 28, resting HR 52. Using Karvonen: Max HR 192, fat burn zone: 136-150 bpm (much higher due to low resting HR). He does 80% of runs in Zone 2 (long, easy runs) and 20% in Zone 4 (tempo runs and intervals). This 80/20 split builds endurance while preventing overtraining.

Scenario 3: HIIT Intervals. Priya, 30, does 30-second sprints at Zone 5 (171-190 bpm) followed by 90-second recovery at Zone 1 (95-114 bpm). 8 rounds, 3x/week. The repeated spike-and-recovery pattern is the most time-efficient way to improve VO2max and burn calories with afterburn effect. Use our TDEE Calculator to fuel her training.

Scenario 4: Beginner Getting Started. David, 50, sedentary, resting HR 82. Max HR: 170. His Zone 2 is only 102-119 bpm. Even brisk walking pushes him to Zone 3. He starts with slow walking in Zone 1-2, building up to 30 minutes without exceeding 119 bpm. After 6 weeks, his resting HR drops to 74 and his zones shift upward. Progress. Use our BMI Calculator to track weight changes.

💡 Key insight: Most people train too hard. They push into Zone 3-4 when they should be in Zone 2. This feels productive but actually slows aerobic development and increases injury risk. If you cannot hold a conversation during your easy runs, slow down. Zone 2 training is the foundation of all endurance performance.

Zone Quick Ref
Z1 (50-60%)Recovery
Z2 (60-70%)Fat Burn
Z3 (70-80%)Aerobic
Z4 (80-90%)Threshold
Z5 (90-100%)Maximum
// Frequently Asked Questions
Common Questions About Heart Rate Zones
How do I calculate max heart rate? +
Standard: 220 - age. Tanaka (more accurate): 208 - (0.7 x age). Women (Gulati): 206 - (0.88 x age). Age 30: ~190 bpm.
What are the 5 heart rate zones? +
Z1 (50-60%): Recovery. Z2 (60-70%): Fat burn. Z3 (70-80%): Cardio. Z4 (80-90%): Threshold. Z5 (90-100%): Maximum sprints.
What HR burns the most fat? +
Zone 2 (60-70%) burns highest % from fat. But Zone 3-4 burns more total calories. For weight loss, total calorie deficit matters more.
What is the Karvonen formula? +
Target HR = ((Max - Resting) x %) + Resting. More personalized because it accounts for fitness level via resting heart rate.
How do I find resting heart rate? +
Measure in bed before rising. Count pulse 60 seconds. Average: 60-80 bpm. Athletes: 40-60 bpm. Lower = more cardiovascularly fit.
What is Zone 2 training? +
60-70% max HR. Conversational pace. Burns fat, builds endurance, improves mitochondria. 80% of elite athlete training is Zone 2.
How long in each zone? +
General fitness: 80% Zone 2, 20% Zone 4-5. Weight loss: mostly Zone 2-3. Max 1-2 Zone 5 sessions/week to avoid overtraining.
Is Zone 5 dangerous? +
Safe for healthy people in short bursts (10-60 sec). Do not sustain extended Zone 5. Get medical clearance if over 40 or with heart conditions.
Why is my HR high during easy exercise? +
Possible: low fitness, dehydration, caffeine, heat, stress, poor sleep. Build aerobic base with Zone 2 training. See a doctor if consistently high.
Do I need a heart rate monitor? +
Recommended for zone accuracy. Chest straps: within 1 bpm. Wrist trackers: 3-10 bpm off. Manual pulse works for general guidance only.